Getting a lower interest rate.

Switching to a loan that offers an offset account facility.

Switching to a Line of Credit or All-in- one loan.

Switching from a fixed interest rate loan to a variable rate loan or vice versa.

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Consolidating other debts into your home loan to take advantage of a lower interest rate.

Using the equity in the home to invest in another property.

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Using the equity in the home for a holiday, car or other personal reason.

Dissatisfaction with current lender